To empower has always been our goal. But how have we done that through the decades? By helping people to stay a step ahead in life and in business, especially when they have encountered setbacks. And over the years there have been many – major financial crises, when unemployment among young people skyrocketed or when real estate collapsed in the 1980s. Not to mention coping with social changes like the fall of the Berlin Wall or Europe’s recovery from the Second World War.

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